Date: Wednesday Oct. 21, 2026 5:30 p.m. – 6:30 p.m.
Location: Canmore Civic Centre, Classroom

Join us for a practical, community-focused presentation designed to empower Bow Valley residents with essential tools for financial stability and security. Delivered by Joanne Morgan-Smith, Branch Manager at ATB Financial in Canmore. Bringing nearly 30 years of experience in the financial services industry—and having spent the last 21 years living and working right here in the Bow Valley—Joanne provides clear, actionable advice tailored to our local community's unique landscape.

Taking charge of your day-to-day finances doesn't have to feel overwhelming. This segment breaks down practical strategies to stretch your income, tackle debt, and build long-term confidence.

What You’ll Learn:

• Smart Local Budgeting: Simple tools to track expenses, manage seasonal income shifts, and account for the Bow Valley's cost of living.
• Strategic Debt Repayment:Actionable techniques to prioritize high-interest debt, lower interest costs, and consolidate effectively.
• Building a Buffer: How to start and grow a realistic emergency fund, no matter your current income level.

You may also register by phone at 403-609-3743 or e-mail fcssadmin@canmore.ca.