Date: Tuesday, Nov. 25, 5:30 p.m. – 6:30 p.m.
Location: Online

Are you considering buying your first home or looking to refinance your current mortgage? Understanding the ins and outs of mortgages is crucial in making informed financial decisions.

In this session, you'll learn:

• Mortgage Basics: Understand the different types of mortgages available in Canada, including fixed-rate, variable-rate, and hybrid options.
• Down Payments and Loan-to-Value Ratios: Discover how down payments impact your mortgage and what the loan-to-value (LTV) ratio means for you.
• Interest Rates and Amortization Periods: Learn how interest rates and amortization periods affect your monthly payments and overall cost.
• Qualifying for a Mortgage: Get insights into the factors lenders consider when assessing mortgage applications, including credit scores, income, and debt ratios.

This session will be facilitated by a financial planner from ATB.

You may also register by phone at 403-609-3743 or e-mail fcssadmin@canmore.ca.